WEALTH & INVESTMENT
Building wealth, saving for retirement, or looking for professional financial advising; we create tailored portfolios and personalized modular wealth building plans, alongside advising you towards achieving your long-term goals.
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Transfer or open your RRSP, TFSA, Investment Account, Savings Account, In-Trust, Corporate, and many other accounts with Gianluca at Manulife Securities Incorporated.
Our focus is on 2 fundamental components: investment and financial advising with modular wealth planning. Our success in building wealth is a result of critical two-way communication, planning, and core investing. By helping you grow and understanding your financial position, we give you the confidence you need in order to make better financial decisions for the future.
Still investing with your bank? It's time for change.
Through our advisory, we can choose from any securities, funds, and investment products for you. Unlike the big banks, we're not limited to only using our own home products. This gives us the flexibility to put your money in the best investments for you, without any bias towards our home institution of Manulife Securities.
Every client is uniquely advised. After understanding you and your goals, where you are, and where you want to be, we craft a unique strategy and tailor the investments to meet your financial objectives and lifestyle goals.
Gianluca's Investor Update
A glimpse into a letter from your Manulife Securities Incorporated Financial & Investment Advisor Gianluca Folino. Keeping you updated on all things finance, markets, and economics.
Q3 2020 Market Recap
The multi-trillion dollars borrowed at virtually zero interest rates and handouts for many during the pandemic is what encouraged a seemingly quick recovery. However, knowing debt can be a major strain to the economy, central banks may be forced to keep interest rates suppressed to prevent a significant interest expense burden to governments while they run major deficits to fund their treasury, defense spending, and the mounting entitlements (Social Security and Health and Human Services).
We also know that keeping rates too low for too long can lead to inflation and consequently higher rates again. Now while that might not happen for long, that is something we will position for when the time inevitably comes. For now, we deal with low interest rates and as a result, investors who are risk averse but need income cannot depend on interest and are forced to embrace risk assets to have a chance at returns above low single digits. This change in asset flow was another contributor to boosting the market recovery.
Written by Gianluca Folino, CIM
Financial Advisor, Manulife Securities Incorporated
Life Insurance Advisor, Manulife Securities Insurance Inc.
Schedule a Free Consultation
Book a time to visit our office at Manulife Securities in Mississauga or schedule in a phone call. The consultation is completely free.
Choosing a financial advisor isn't a small decision. Get to know who we are and how we can help you.
Get to know Gianluca, your Manulife Securities Financial & Investment Advisor, and what he can do for you.
Ask the right questions, and gather a stronger understanding of how financial advising can help you achieve your goals.
Identify what your financial objectives are.
Ask us questions, lots of them. The more you have, the more we can help.
Establish the next steps.