Flexible Lifetime Savings Plan
The FLSP is alternative savings plan strategy, that grows your savings tax-deferred, can be turned into your own pension whenever you're ready, and will protect you with built-in insurance for legacy planning.
Top 6 Most Valuable Features
While there many incredible features and benefits to the FLSP strategy depending on how you personalize it. These are clients' favourite features.
Predictable Returns
The savings grow at a predictable rate, providing stability in uncertain economic times. When it changes, it changes slowly, allowing us to plan in advance. Without every having negative returns.
Tax-Efficient Growth
Experience smart, tax-shielded growth with consistent and predictable returns. Your returns are always positive, ensuring peace of mind.
Legacy Planning
In the event of unexpected death, the FLSP strategy ensures a payout that's potentially greater than the current savings, providing added financial security for loved ones.
Liquidity Access
Instead of withdrawing from your savings and stopping the growth, you can borrow against it, just like you would a HELOC. With persionalized payback terms.
Protection from Creditors
Your deposits are shielded from creditors, ensuring your wealth remains intact and untouched.
Pension-Style Income
Ability to provide a steady stream of income during retirement, similar to a pension. By strategically accessing the accumulating savings, you can set up a tax-efficient retiement income.
Developed specifically for you.
Each plan is tailor specifically to the client, thier pace, and thier particular needs.
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Every Flexible Lifetime Savings Plan (FLSP) strategy is meticulously crafted, ensuring a perfect fit tailored to your unique financial needs and aspirations. Experience a truly individualized approach, where each element is adjusted to align seamlessly with your specific goals and circumstances.
Who's is using the FLSP Strategy?
There's many outstanding reasons to make use of this strategy.
High-Net-Worth Individuals
For those with significant assets seeking a blend of preservation, flexibility, and tax efficiency.
Business Owners
Business owners looking to better manage corporate cashflow vs. personal income.
Higher Income Retirees
People with available cashflow to build an insured private pension for cashflow and legacy planning.
It's not for everybody...
Here are some reasons why it might not be right for you.
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Short-Term Financial Horizon
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If someone has a short-term financial horizon, they might not benefit fully from this strategy.
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Looking for Higher Risk/Return
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Individuals seeking higher-risk, higher-return investments might find the returns on WL policies too conservative.
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Tight Cash Flow
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If someone has a tight cash flow and cannot commit to regular premium payments, this might not be the best strategy.
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Primary Need is Life Insurance
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If the primary need is just life insurance coverage, there might be simpler and more cost-effective options available.
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